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Housing

cardiff (nsw)

New South Wales · Census 2021

$850k

+9.5% yr · median house · Dec 2025

Cardiff (NSW) is a leafy residential suburb of Lake Macquarie.

Estimate repayments for this suburb →

Median house price

People

Population
6,318
Median age
38 yrs
Income / person / wk
$780
Household income / wk
$1,512

Housing

Median rent / wk
$375
Mortgage / month
$1,733

Culture & community

Dominant religion
No religion · 44%
Top language at home
Arabic · 0%
No religion
44%
Born overseas
11%
English only at home
94%

Local amenities

Amenity score
50/100
Schools
5
Supermarkets
2
Pubs & bars
0
Parks
8
Libraries
1
GP clinics
5
Pharmacies
2
Hospitals
0
Nearest supermarket
0.2 km
Nearest train
0.5 km
Nearest hospital
3.0 km
Distance to coast
3.6 km
NBN
Fixed Line

Grocery mix: 1 Woolworths · 1 Aldi. Amenity counts via © OpenStreetMap contributors (ODbL) & Geoscience Australia HealthDirect (CC BY 4.0). Distance to coast derived from ABS state boundaries (CC BY 4.0).

Schools by sector

Government
3
Catholic
1
Independent
0
Primary
3
Secondary
1
Nearest secondary
1.6 km

School sector & type: ACARA (Australian Curriculum, Assessment and Reporting Authority), School Location dataset.

Local council

Council (LGA)
Lake Macquarie
Council population
210,044
Council area
649 km²
Density
324/km²
Federal grants
$21.21M/yr (2025-26)
Grants per resident
$101/yr

Council boundary: ABS ASGS LGA 2024. Federal grants: Financial Assistance Grants, Dept of Infrastructure. All CC BY 4.0.

Representation

Federal division
Shortland
Federal MP
Pat Conroy (ALP)
Two-party-preferred
Labor 62% 2PP
State electorate
Lake Macquarie
State MP
Greg Piper (IND)

Crime & safety

Break-ins
621/100k
72nd percentile
Car theft
508/100k
95th percentile
property damage
1,736/100k
81st percentile
Violent crime
3,428/100k
80th percentile

FY2024–25, 2-yr pooled. Recorded incidents: NSW Bureau of Crime Statistics and Research (BOCSAR); adjusted to the ABS Crime Victimisation Survey; ABS ERP population denominator. All CC BY 4.0. Percentile is the population-weighted rank among suburbs in the same state — higher means more reported crime. Ranks are never compared across states, because each police force counts offences under its own rules.

How it compares

Median house price-33% vs AU
Suburb
$850k
State
$1.38M
Nation
$1.27M
Household income / wk
Suburb
$1,512
State
$1,700
Nation
$1,643