Cash and mortgage rates
The RBA cash-rate target against outstanding owner-occupier and investor housing rates.
Source: RBA Tables F1.1 & F6 · CC BY 4.0
Australian house prices
National and capital-city dwelling prices, affordability, credit and household balance sheets from the Australian Bureau of Statistics and the Reserve Bank · as of Q2 2026.
Looking for the broader picture? Explore the Australian economy dashboard →
National mean dwelling
$1.11M
+10.3% yr
+2.0% this quarter
Household debt-to-income
178%
+0.1pp yr
RBA — among the world's highest
National dwelling price index
226.4
Shorted rebase of ABS national mean dwelling prices · first quarter = 100
Explore by state
Shaded by greater-capital median house price. Click a state to fly into its suburbs — and zoom back out.
Capital-city medians
Median price of established house transfers, by greater capital-city area. YoY change shown; quarter change below.
Sydney
$1.49M
+2.4% yr
-4.8% qtr
View suburbs →
Brisbane
$1.15M
+21.4% yr
+3.6% qtr
View suburbs →
Australian Capital Territory
$1.07M
+9.9% yr
+0.1% qtr
View suburbs →
Perth
$1.00M
+22.0% yr
+4.2% qtr
View suburbs →
Adelaide
$980k
+15.0% yr
+2.5% qtr
View suburbs →
Melbourne
$850k
+1.8% yr
-4.7% qtr
View suburbs →
Darwin
$750k
+25.0% yr
+5.6% qtr
View suburbs →
Hobart
$740k
+3.5% yr
-1.3% qtr
View suburbs →
Price drops — by state, suburb & agency
Where asking prices are falling: cuts ranked by state, suburb, individual address and real-estate agency, tracked daily from live portal listings.
Home loan & deposit calculators
Simulate repayments with extras and an offset, see rate-shock scenarios, count the years to a deposit, and estimate stamp duty in every state.
National mean dwelling price
ABS Total Value of Dwellings · quarterly
Household debt-to-income
RBA Table E2 · quarterly
National dwelling price index
Shorted-derived from ABS RES_DWELL_ST · earliest quarter = 100 · CC BY 4.0
Affordability & credit
Follow the rates, credit, income and household balance-sheet measures that shape how affordable Australian housing feels. Monthly series load only as this section approaches the viewport.
Rates
Monthly · % p.a.
Cash and outstanding owner-occupier and investor mortgage rates.
Credit growth
Monthly · annual % change
Total housing credit and its owner-occupier and investor split.
Affordability
Quarterly · index, YoY & share
Rents, wages, price-to-income and investor lending share.
Balance sheet
Quarterly · AUD
Household dwelling assets, net worth and liabilities.
Rates & credit
Credit growth by borrower
Annual growth in owner-occupier and investor housing credit on a shared scale.
Source: RBA Table D1 · CC BY 4.0
Total housing credit growth
Annual growth in the RBA's total housing credit aggregate.
Source: RBA Table D1 · CC BY 4.0
Affordability
Rents and wages
Annual movement calculated against the same month or quarter one year earlier.
Source: ABS CPI and WPI · CC BY 4.0
Price to income
National mean dwelling prices relative to the Wage Price Index, rebased to 2015 = 100.
Source: Shorted-derived from ABS RES_DWELL_ST and WPI · CC BY 4.0
Investor share of new lending
Investor commitments as a share of owner-occupier and investor housing commitments.
Source: ABS LEND_HOUSING · CC BY 4.0
Household balance sheet
Assets, net worth and liabilities
The dwelling asset base in context with total household net worth and liabilities.
Source: RBA Table E1 · CC BY 4.0
Featured investigation
Why betting against Australian housing keeps failing
The tax settings, bank credit and global cautionary tales behind Australia's widow-maker trade.
Sources: Australian Bureau of Statistics (Residential Dwellings, Lending, CPI and WPI) and Reserve Bank of Australia Tables D1, E1, E2, F1.1 and F6 (CC BY 4.0). Monthly and quarterly series; the most recent period may be preliminary. Not financial advice.