Change Financial (CCA) News

Latest articles and price-sensitive announcements with AI sentiment classification.

Kalkine
Neutral
6d ago

Will payday super change how SMSF members receive super?

Highlights From the start of this financial year, employers must pay super guarantee for each payday, and it must reach the fund within a short window of business days. SMSFs need a working electronic service address, correct bank details and an up-to-date compliance status so employer contributions are not rejected. The ATO's free small business clearing house has closed permanently, so employers now use payroll software or commercial clearing houses. Yes. Payday super means employer super g...

Kalkine
Neutral
23 Sept

How Could the SMSF Property Loan Ban Change Retirement Planning?

Highlights New LRBAs can only be used to acquire real property that qualifies as business real property from 10 August 2026. The change could make diversification and liquidity more important for SMSFs seeking direct residential property exposure. Contribution strategies, pooled balances and alternative property structures may receive greater attention as retirement plans evolve. For Australians who had incorporated geared residential property into their retirement strategy, the 2026 SMSF borr...

Kalkine
Neutral
23 Sept

Why Did the Greens’ Tax Reform Deal Change SMSF Property?

Highlights The LRBA amendment commenced on 10 August 2026 as part of the Treasury Laws Amendment (Tax Reform No. 1) Act 2026. New LRBAs involving real property are now restricted to property that qualifies as business real property. Existing arrangements and certain transactions covered by transitional rules remain relevant, while residential property can still be acquired outright where the broader superannuation rules are satisfied. The 2026 tax reform package changed the borrowing landscape...

Kalkine
Neutral
23 Sept

Why Could Moving Overseas Change Your Tax Position?

Highlights SMSFs must meet residency tests to retain their concessional tax treatment. Extended periods overseas by trustees can put that residency status at risk. Planning ahead of an overseas move can help preserve the fund's compliant status. Taking a job overseas, retiring abroad or simply spending an extended period away from Australia can change a self-managed super fund (SMSF)'s tax position in ways many trustees do not anticipate. superannuation law requires SMSFs to meet residency te...

Kalkine
Neutral
22 Sept

How Does Managing Your Own Super Change Your Responsibilities?

Highlights Taking control of retirement savings also means taking on ongoing legal and compliance duties. Investment strategies, record-keeping and benefit payments remain trustee responsibilities even when professionals are engaged. Understanding the workload before establishing an SMSF can help clarify whether the structure fits your circumstances. Having greater control over retirement savings can be appealing, but control comes with a responsibility that cannot be separated from it. ...

Kalkine
Neutral
22 Sept

What Could SMSF Costs Change Before You Switch?

Highlights SMSF costs can look different once administration, compliance and investment expenses are considered together. Insurance arrangements can change when retirement savings move away from an existing super fund. Investment flexibility also brings greater responsibility, making a side-by-side comparison important before switching. Moving to a self-managed super fund (SMSF)can appear attractive when greater control is the main focus. But control also comes with responsibilities, cos...

Kalkine
Neutral
15 Sept

SMSF Retirement Strategy 2026: What Division 296 Could Change for Wealthier Trustees

Highlights Division 296 introduces higher effective tax rates on earnings for super balances above defined thresholds, applying from the 202627 income year Only realised earnings are captured, a key departure from the earlier 2023 proposal which would have taxed unrealised gains Liquidity and the timing of contributions, withdrawals and realised earnings around year-end are practical considerations for affected trustees For self-managed superannuation fund trustees with larger balances, a new ...

Kalkine
Neutral
15 Sept

Why SMSFs Are Booming in 2026 Despite Division 296 Tax Changes

Highlights Australia's self-managed super sector has reached record scale, with fund numbers and membership continuing to climb Division 296, the new tax on large superannuation earnings, targets only a small group of very high-balance holders Growth is concentrated among younger trustees well below the new tax thresholds, explaining why the reform hasn't slowed momentum Australia's self-managed super sector has never been bigger. Even as a new tax on very large superannuation balances moves c...

Kalkine
Positive
6 Sept

Does Tasmea's Higher Dividend Change the Investment Case?

Highlights Tasmea (ASX:TEA) has delivered higher earnings alongside a larger fully franked final dividend for the full year The company's core narrative continues to centre on converting resources, energy and infrastructure workload into durable earnings Views on fair value remain notably divided, reflecting genuine uncertainty around growth from data centre and resources-related power work Tasmea (ASX:TEA) has reported its full-year results, confirming higher earnings alongside a larger fully...

Kalkine
Neutral
6 Sept

Vita Life Sciences Shareholding Update: What Changed?

Highlights Vita Life Sciences has drawn attention after a recent share disposal by Non-Executive Chairman Henry Townsing, adding a fresh layer to the companys ownership picture. Earlier share acquisitions by company leadership provide a contrasting backdrop, with the latest transaction forming only part of the broader trading history. Strong leadership ownership remains a notable feature of the healthcare company and adds context to the latest change in holdings. A fresh change in the sh...