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For state-level context, explore the New South Wales economy.

Housing

Caves Beach

New South Wales · Census 2021

$1.40M+6.9% yrmedian house · Dec 2025

Caves Beach is a coastal suburb of Lake Macquarie.

Median house price
$1.40M71st pctile
of 2,433 priced NSW suburbs
Household income
$1,628/wk54th pctile
of 4,352 NSW suburbs
Amenity score
36/10077th pctile
of 2,112 rated NSW suburbs
Estimate repayments for this suburb →

Median house price

Rolling median of settled transfers, state Valuer-General open data (CC BY 4.0). New South Wales average of suburb medians: $1.4M.

How it compares

Median house price71st percentile
<$169k2,433 priced suburbs$5.5M+
Household income / wk54th percentile
<$564ABS Census 2021$3,833+
Median house price+1% vs NSW · +10% vs AU
AU · NSW
AU $1.27M · NSW $1.38MCaves Beach $1.40M
Household income / wk
AU · NSW
AU $1,643 · NSW $1,700Caves Beach $1,628

Percentiles rank this suburb against New South Wales suburbs that carry the metric — never across states, and never against suburbs where it is missing. The state and national figures are the average of the latest suburb medians in that area, not a transaction-weighted median.

People & housing

Population
4,016
Median age
49 yrs
Income / person / wk
$711
Household income / wk
$1,628
▼ 4% vs NSW
Median rent / wk
$420
Mortgage / month
$2,090

Socio-economic profile

IRSAD

Relative Socio-economic Advantage and Disadvantage

Score 1,011

Measures relative socio-economic advantage and disadvantage.

Within AustraliaDecile 7 of 10
Within New South WalesDecile 6 of 10

IRSD

Relative Socio-economic Disadvantage

Score 1,030

Measures relative socio-economic disadvantage only; a higher score means less disadvantage.

Within AustraliaDecile 6 of 10
Within New South WalesDecile 6 of 10

IER

Economic Resources

Score 1,038

Measures access to economic resources, including income, housing costs and assets.

Within AustraliaDecile 6 of 10
Within New South WalesDecile 6 of 10

IEO

Education and Occupation

Score 989

Measures relative education and occupation characteristics.

Within AustraliaDecile 6 of 10
Within New South WalesDecile 5 of 10

Scores are standardised across Australia to a mean of 1,000 and a standard deviation of 100. Deciles run from 1 (most disadvantaged) to 10 (least disadvantaged).

Source: ABS SEIFA 2021 (CC BY 4.0).

Terrain & hazard exposure

Median elevation
15 m
range 0–71 m
Land below 5 m
16%
8.5% below 2 m
Observed under water since 1987
8.8%
plus 3.2% permanent water
Show on map →

Shares are the proportion of the suburb's land area. Land where Landsat saw water in at least 1% of clear passes since 1987, excluding permanent water and filtered by DEA's confidence layer. Satellites miss flood peaks, so this is a floor, not a risk estimate; dense high-rise cores can still register tower shadow as water. A statutory planning-control boundary, not a flood extent, and it can lag the latest flood study. NSW councils have owned flood-map currency since July 2021, so the state layer may be older than a council's own study. Designated for development control; a designation, not a prediction of fire behaviour. Elevation is orthometric height from a 30 m model; no hydrology or drainage is modelled.

Local amenities

Schools
2
Supermarkets
2
Pubs & bars
1
Parks
6
Libraries
0
GP clinics
0
Pharmacies
1
Hospitals
0
Nearest supermarket
0.1 km
Nearest train
13.6 km
Nearest hospital
8.9 km
Distance to coast
0.7 km
NBN
FIXED LINE

Grocery mix: 1 IGA. Amenity counts via © OpenStreetMap contributors (ODbL) & Geoscience Australia HealthDirect (CC BY 4.0). Distance to coast derived from ABS state boundaries (CC BY 4.0).

Culture & community

Dominant religion
No religion · 40%
Top language at home
Filipino · 0%
No religion
40%
Born overseas
12%
English only at home
96%

Schools by sector

Government / Catholic / Indep.
2 / 0 / 0
Primary / Secondary
1 / 1
Nearest secondary
0.4 km

School sector & type: ACARA (Australian Curriculum, Assessment and Reporting Authority), School Location dataset.

Local council

Council (LGA)
Lake Macquarie
Population / area
210,044 · 649 km²
Density
324/km²
Federal grants
$21.21M/yr · $101/resident

Council boundary: ABS ASGS LGA 2024. Federal grants: Financial Assistance Grants, Dept of Infrastructure. All CC BY 4.0.

Representation

Federal division
Shortland
Federal MP
Pat Conroy (ALP)
Two-party-preferred
Labor 62% 2PP
State electorate
Swansea
State MP
Yasmin Catley (ALP)

Crime & safety

Break-ins
331/100k
42nd percentile
Car theft
106/100k
35th percentile
property damage
821/100k
50th percentile
Violent crime
1,604/100k
45th percentile

FY2024–25, 2-yr pooled. Recorded incidents: NSW Bureau of Crime Statistics and Research (BOCSAR); adjusted to the ABS Crime Victimisation Survey; ABS ERP population denominator. All CC BY 4.0. Percentile is the population-weighted rank among suburbs in the same state — higher means more reported crime. Ranks are never compared across states, because each police force counts offences under its own rules.

Sources: ABS ASGS boundaries (CC BY 4.0); ABS Census 2021 (CC BY 4.0); New South Wales Valuer-General settled transfers (CC BY 4.0); ACARA School Locations (CC BY 4.0); © OpenStreetMap contributors (ODbL); Australian Electoral Commission (CC BY 4.0); Geoscience Australia 1 Second DEM-S (CC BY 4.0); DEA Water Observations Statistics, Geoscience Australia (CC BY 4.0); NSW Environmental Planning Instrument — Flood, NSW Department of Planning (CC BY 4.0); NSW Bush Fire Prone Land, NSW Rural Fire Service (CC BY 4.0); Wikipedia state-member tables (CC BY-SA 4.0). Not financial advice.