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Housing

Lower Belford

New South Wales · Census 2021

$1.40M+3.3% yrmedian house · Dec 2025

Lower Belford is a bushland suburb of Singleton.

Median house price
$1.40M72nd pctile
of 2,365 priced NSW suburbs
Household income
$2,374/wk86th pctile
of 4,352 NSW suburbs
Amenity score
3/10017th pctile
of 2,112 rated NSW suburbs
Estimate repayments for this suburb →

Median house price

Rolling median of settled transfers, state Valuer-General open data (CC BY 4.0). Median of New South Wales suburb medians: $1.0M.

How it compares

Median house price72nd percentile
<$160k2,365 priced suburbs$5.5M+
Household income / wk86th percentile
<$564ABS Census 2021$3,833+
Median house price-6% vs Greater Sydney · +70% vs Rest of NSW
SydneyRest of state
Greater Sydney $1.49M · Rest of NSW $825kLower Belford $1.40M
Household income / wk
NSW · AU

Percentiles rank this suburb against New South Wales suburbs that carry the metric — never across states, and never against suburbs where it is missing. Price references are ABS median established-house transfer prices for the Mar 2026 quarter (CC BY 4.0); the suburb figure is a Valuer-General median over a different window, so read the gap as indicative. Income references are the Census 2021 median of the middle suburb in New South Wales and nationally, not a household-weighted median.

People & housing

Population
407
Median age
46 yrs
Income / person / wk
$903
Household income / wk
$2,374
▲ 50% vs NSW
Median rent / wk
$300
Mortgage / month
$2,188

Who lives here

Couples with children
42%
+9 pts vs NSW
Living alone
15%
−10 pts vs NSW
Unemployment
2%
−4 pts vs NSW
In the labour force
76%
+17 pts vs NSW
Bachelor degree or higher
13%
−15 pts vs NSW
Earning $1–$499 a week
21%
−1 pts vs NSW
Earning $2,000+ a week
18%
+4 pts vs NSW

Households for the family mix, residents aged 15+ for work, education and income; unemployment is a share of the labour force. NSW figures weight each suburb by its dwellings or residents. ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.

Housing stock

136 occupied private dwellings

Dwelling type
  • Separate house 100%
  • Flat or apartment 0%

NSW: 65% separate houses · 22% flats & apartments

Tenure
  • Owned outright 38%
  • Mortgaged 49%
  • Rented 8%
  • Other & not stated 6%

NSW: 31% owned outright · 33% mortgaged · 33% rented

ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.

Socio-economic profile

IRSAD

Relative Socio-economic Advantage and Disadvantage

Score 1,026

Measures relative socio-economic advantage and disadvantage.

Within AustraliaDecile 8 of 10
Within New South WalesDecile 7 of 10

IRSD

Relative Socio-economic Disadvantage

Score 1,037

Measures relative socio-economic disadvantage only; a higher score means less disadvantage.

Within AustraliaDecile 7 of 10
Within New South WalesDecile 7 of 10

IER

Economic Resources

Score 1,139

Measures access to economic resources, including income, housing costs and assets.

Within AustraliaDecile 10 of 10
Within New South WalesDecile 10 of 10

IEO

Education and Occupation

Score 950

Measures relative education and occupation characteristics.

Within AustraliaDecile 4 of 10
Within New South WalesDecile 3 of 10

Scores are standardised across Australia to a mean of 1,000 and a standard deviation of 100. Deciles run from 1 (most disadvantaged) to 10 (least disadvantaged).

Source: ABS SEIFA 2021 (CC BY 4.0).

Terrain & hazard exposure

Median elevation
42 m
range 19–95 m
Land below 5 m
0%
0% below 2 m

Shares are the proportion of the suburb's land area. Land where Landsat saw water in at least 1% of clear passes since 1987, excluding permanent water and filtered by DEA's confidence layer. Satellites miss flood peaks, so this is a floor, not a risk estimate; dense high-rise cores can still register tower shadow as water. No flood map lodged in the NSW planning instruments for most of this suburb; most councils keep theirs in a development control plan. Designated for development control; a designation, not a prediction of fire behaviour. Elevation is orthometric height from a 30 m model; no hydrology or drainage is modelled.

Planning & zoning

Zoning mix (share of the suburb's land)
Show on map →
  • Rural95%
  • Conservation5.0%
  • Infrastructure & special purpose0.5%
Listed heritage places
5
items in the LEP heritage schedule

Planning instrument: Singleton Local Environmental Plan 2013. Zones are grouped into ten families so states compare; the council's own scheme is the authority for any one lot. Listed-place counts follow each state's own list, so they do not compare across states. Source: NSW EPI Land Zoning; NSW EPI Heritage.

Local amenities

Schools
1
Supermarkets
0
Pubs & bars
0
Parks
0
Libraries
0
GP clinics
0
Pharmacies
0
Hospitals
0
Nearest supermarket
6.4 km
Nearest train
6.4 km
Nearest hospital
12.2 km
Distance to coast
43 km
NBN
FIXED WIRELESS

Amenity counts via © OpenStreetMap contributors (ODbL) & Geoscience Australia HealthDirect (CC BY 4.0). Distance to coast derived from ABS state boundaries (CC BY 4.0).

Culture & community

Dominant religion
Catholic · 29%
Top language at home
English only
No religion
26%
Born overseas
5%
English only at home
99%

Schools by sector

Government / Catholic / Indep.
1 / 0 / 0
Primary / Secondary
1 / 0
Nearest secondary
11.9 km

School sector & type: ACARA (Australian Curriculum, Assessment and Reporting Authority), School Location dataset.

Local council

Council (LGA)
Singleton
Population
25,841 (2025) · +0.6% in a year
Area / density
4,893 km² · 5/km²
Council medians (2021)
age 37 · $2,016/wk household income · $338/wk rent
Council-wide house median (2023-24)
$666k
Federal grants
$5.12M in 2025-26 · $198/resident

Council boundaries and the suburb split: ABS ASGS LGA 2024, allocated by 2021 mesh block and weighted by Census 2021 residents. Population: ABS Estimated Resident Population 2025. Medians: ABS Census 2021. House median: ABS Data by Region, established-house transfers across the whole council, financial year 2023-24. Federal grants: Financial Assistance Grants, Dept of Infrastructure. ABS and Dept of Infrastructure data CC BY 4.0; council website from Wikidata (CC0).

Representation

Federal division
Hunter
Federal MP
Dan Repacholi (ALP)
Two-party-preferred
Labor 59% 2PP
State electorate
Upper Hunter
State MP
Dave Layzell (NAT)

Sources: ABS ASGS boundaries (CC BY 4.0); ABS Census 2021 (CC BY 4.0); New South Wales Valuer-General settled transfers (CC BY 4.0); ACARA School Locations (CC BY 4.0); © OpenStreetMap contributors (ODbL); Australian Electoral Commission (CC BY 4.0); Geoscience Australia 1 Second DEM-S (CC BY 4.0); DEA Water Observations Statistics, Geoscience Australia (CC BY 4.0); NSW Environmental Planning Instrument — Flood, NSW Department of Planning (CC BY 4.0); NSW Bush Fire Prone Land, NSW Rural Fire Service (CC BY 4.0); NSW Environmental Planning Instrument — Land Zoning, NSW Department of Planning (CC BY); NSW Environmental Planning Instrument — Heritage, NSW Department of Planning (CC BY); Wikipedia state-member tables (CC BY-SA 4.0). Not financial advice.