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Housing

Empire Bay

New South Wales · Census 2021

$1.12M-12.0% yrmedian house · Dec 2025

Empire Bay is a coastal suburb of Central Coast (NSW).

Median house price
$1.12M58th pctile
of 2,365 priced NSW suburbs
Household income
$1,884/wk66th pctile
of 4,352 NSW suburbs
Amenity score
14/10056th pctile
of 2,112 rated NSW suburbs
Estimate repayments for this suburb →

Median house price

Rolling median of settled transfers, state Valuer-General open data (CC BY 4.0). Median of New South Wales suburb medians: $1.0M.

How it compares

Median house price58th percentile
<$160k2,365 priced suburbs$5.5M+
Household income / wk66th percentile
<$564ABS Census 2021$3,833+
Median house price-24% vs Greater Sydney · +36% vs Rest of NSW
SydneyRest of state
Greater Sydney $1.49M · Rest of NSW $825kEmpire Bay $1.12M
Household income / wk
NSW · AU

Percentiles rank this suburb against New South Wales suburbs that carry the metric — never across states, and never against suburbs where it is missing. Price references are ABS median established-house transfer prices for the Mar 2026 quarter (CC BY 4.0); the suburb figure is a Valuer-General median over a different window, so read the gap as indicative. Income references are the Census 2021 median of the middle suburb in New South Wales and nationally, not a household-weighted median.

People & housing

Population
2,522
Median age
42 yrs
Income / person / wk
$755
Household income / wk
$1,884
▲ 19% vs NSW
Median rent / wk
$410
Mortgage / month
$2,165

Who lives here

Couples with children
37%
+5 pts vs NSW
Living alone
19%
−6 pts vs NSW
Unemployment
3%
−2 pts vs NSW
In the labour force
60%
+1 pts vs NSW
Bachelor degree or higher
17%
−11 pts vs NSW
Earning $1–$499 a week
26%
+3 pts vs NSW
Earning $2,000+ a week
12%
−1 pts vs NSW

Households for the family mix, residents aged 15+ for work, education and income; unemployment is a share of the labour force. NSW figures weight each suburb by its dwellings or residents. ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.

Housing stock

880 occupied private dwellings

Dwelling type
  • Separate house 93%
  • Flat or apartment 2%
  • Semi, terrace & other 5%

NSW: 65% separate houses · 22% flats & apartments

Tenure
  • Owned outright 38%
  • Mortgaged 42%
  • Rented 17%
  • Other & not stated 2%

NSW: 31% owned outright · 33% mortgaged · 33% rented

ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.

Socio-economic profile

IRSAD

Relative Socio-economic Advantage and Disadvantage

Score 1,015

Measures relative socio-economic advantage and disadvantage.

Within AustraliaDecile 7 of 10
Within New South WalesDecile 6 of 10

IRSD

Relative Socio-economic Disadvantage

Score 1,035

Measures relative socio-economic disadvantage only; a higher score means less disadvantage.

Within AustraliaDecile 7 of 10
Within New South WalesDecile 6 of 10

IER

Economic Resources

Score 1,050

Measures access to economic resources, including income, housing costs and assets.

Within AustraliaDecile 7 of 10
Within New South WalesDecile 6 of 10

IEO

Education and Occupation

Score 994

Measures relative education and occupation characteristics.

Within AustraliaDecile 6 of 10
Within New South WalesDecile 6 of 10

Scores are standardised across Australia to a mean of 1,000 and a standard deviation of 100. Deciles run from 1 (most disadvantaged) to 10 (least disadvantaged).

Source: ABS SEIFA 2021 (CC BY 4.0).

Terrain & hazard exposure

Median elevation
15 m
range 0–127 m
Land below 5 m
32%
26% below 2 m
Observed under water since 1987
4.1%
plus 8.0% permanent water
Show on map →

Shares are the proportion of the suburb's land area. Land where Landsat saw water in at least 1% of clear passes since 1987, excluding permanent water and filtered by DEA's confidence layer. Satellites miss flood peaks, so this is a floor, not a risk estimate; dense high-rise cores can still register tower shadow as water. No flood map lodged in the NSW planning instruments for most of this suburb; most councils keep theirs in a development control plan. Designated for development control; a designation, not a prediction of fire behaviour. Elevation is orthometric height from a 30 m model; no hydrology or drainage is modelled.

Planning & zoning

Zoning mix (share of the suburb's land)
Show on map →
  • Conservation72%
  • Low-density residential14%
  • Waterways8.7%
  • Infrastructure & special purpose3.0%
  • Open space & recreation2.0%
  • Centres & mixed use0.2%
Listed heritage places
6
items in the LEP heritage schedule
Max building height
8.5 m
typical, residential land
Minimum lot size
550 m²
to subdivide residential land

Planning instrument: Central Coast Local Environmental Plan 2022. Zones are grouped into ten families so states compare; the council's own scheme is the authority for any one lot. Height, floor space ratio and lot size are the NSW Local Environmental Plan standards: the area-weighted median over the residential-zoned land where the LEP maps that standard, given only where it maps it on at least half of that land; clause-based exceptions are not modelled. Not given because the LEP maps it on under half of the suburb's residential land (usually only its centres): floor space ratio (0%). Listed-place counts follow each state's own list, so they do not compare across states. Source: NSW EPI Land Zoning; NSW EPI Heritage; NSW EPI Height of Buildings, Floor Space Ratio and Lot Size.

Local amenities

Schools
1
Supermarkets
1
Pubs & bars
0
Parks
2
Libraries
0
GP clinics
0
Pharmacies
0
Hospitals
0
Nearest supermarket
0.5 km
Nearest train
4.8 km
Nearest hospital
4.6 km
Distance to coast
0.4 km
NBN
FIXED LINE

Amenity counts via © OpenStreetMap contributors (ODbL) & Geoscience Australia HealthDirect (CC BY 4.0). Distance to coast derived from ABS state boundaries (CC BY 4.0).

Culture & community

Dominant religion
No religion · 42%
Top language at home
French · 0%
No religion
42%
Born overseas
13%
English only at home
95%

Schools by sector

Government / Catholic / Indep.
1 / 0 / 0
Primary / Secondary
1 / 0
Nearest secondary
4.5 km

School sector & type: ACARA (Australian Curriculum, Assessment and Reporting Authority), School Location dataset.

Local council

Council (LGA)
Central Coast
Population
357,816 (2025) · +0.7% in a year
Area / density
1,681 km² · 213/km²
Council medians (2021)
age 43 · $1,507/wk household income · $400/wk rent
Council-wide house median (2023-24)
$950k
Federal grants
$33.51M in 2025-26 · $94/resident

Council boundaries and the suburb split: ABS ASGS LGA 2024, allocated by 2021 mesh block and weighted by Census 2021 residents. Population: ABS Estimated Resident Population 2025. Medians: ABS Census 2021. House median: ABS Data by Region, established-house transfers across the whole council, financial year 2023-24. Federal grants: Financial Assistance Grants, Dept of Infrastructure. ABS and Dept of Infrastructure data CC BY 4.0.

Representation

Federal division
Robertson
Federal MP
Gordon Reid (ALP)
Two-party-preferred
Labor 59% 2PP
State electorate
Terrigal
State MP
Adam Crouch (LIB)

Crime & safety

Break-ins
190/100k
18th percentile
Car theft
106/100k
35th percentile
Property damage
463/100k
19th percentile
Violent crime
754/100k
15th percentile

FY2024–25, 2-yr pooled. Recorded incidents: NSW Bureau of Crime Statistics and Research (BOCSAR); adjusted to the ABS Crime Victimisation Survey; ABS ERP population denominator. All CC BY 4.0. Percentile is the population-weighted rank among suburbs in the same state — higher means more reported crime. Ranks are never compared across states, because each police force counts offences under its own rules.

Sources: ABS ASGS boundaries (CC BY 4.0); ABS Census 2021 (CC BY 4.0); New South Wales Valuer-General settled transfers (CC BY 4.0); ACARA School Locations (CC BY 4.0); © OpenStreetMap contributors (ODbL); Australian Electoral Commission (CC BY 4.0); Geoscience Australia 1 Second DEM-S (CC BY 4.0); DEA Water Observations Statistics, Geoscience Australia (CC BY 4.0); NSW Environmental Planning Instrument — Flood, NSW Department of Planning (CC BY 4.0); NSW Bush Fire Prone Land, NSW Rural Fire Service (CC BY 4.0); NSW Environmental Planning Instrument — Land Zoning, NSW Department of Planning (CC BY); NSW Environmental Planning Instrument — Heritage, NSW Department of Planning (CC BY); NSW Environmental Planning Instrument — Height of Buildings, Floor Space Ratio and Minimum Lot Size, NSW Department of Planning (CC BY); Wikipedia state-member tables (CC BY-SA 4.0). Not financial advice.