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Housing

Kiama Downs

New South Wales · Census 2021

$1.30M-4.3% yrmedian house · Dec 2025

Kiama Downs is a coastal suburb of Kiama.

Median house price
$1.30M67th pctile
of 2,365 priced NSW suburbs
Household income
$2,103/wk75th pctile
of 4,352 NSW suburbs
Amenity score
16/10058th pctile
of 2,112 rated NSW suburbs
Estimate repayments for this suburb →

Median house price

Rolling median of settled transfers, state Valuer-General open data (CC BY 4.0). Median of New South Wales suburb medians: $1.0M.

How it compares

Median house price67th percentile
<$160k2,365 priced suburbs$5.5M+
Household income / wk75th percentile
<$564ABS Census 2021$3,833+
Median house price-12% vs Greater Sydney · +58% vs Rest of NSW
SydneyRest of state
Greater Sydney $1.49M · Rest of NSW $825kKiama Downs $1.30M
Household income / wk
NSW · AU

Percentiles rank this suburb against New South Wales suburbs that carry the metric — never across states, and never against suburbs where it is missing. Price references are ABS median established-house transfer prices for the Mar 2026 quarter (CC BY 4.0); the suburb figure is a Valuer-General median over a different window, so read the gap as indicative. Income references are the Census 2021 median of the middle suburb in New South Wales and nationally, not a household-weighted median.

People & housing

Population
5,087
Median age
43 yrs
Income / person / wk
$872
Household income / wk
$2,103
▲ 33% vs NSW
Median rent / wk
$490
Mortgage / month
$2,200

Who lives here

Couples with children
38%
+6 pts vs NSW
Living alone
16%
−9 pts vs NSW
Unemployment
3%
−2 pts vs NSW
In the labour force
60%
+1 pts vs NSW
Bachelor degree or higher
28%
level with NSW
Earning $1–$499 a week
23%
level with NSW
Earning $2,000+ a week
15%
+2 pts vs NSW

Households for the family mix, residents aged 15+ for work, education and income; unemployment is a share of the labour force. NSW figures weight each suburb by its dwellings or residents. ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.

Housing stock

1,745 occupied private dwellings

Dwelling type
  • Separate house 93%
  • Flat or apartment 1%
  • Semi, terrace & other 6%

NSW: 65% separate houses · 22% flats & apartments

Tenure
  • Owned outright 46%
  • Mortgaged 39%
  • Rented 13%
  • Other & not stated 1%

NSW: 31% owned outright · 33% mortgaged · 33% rented

ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.

Socio-economic profile

IRSAD

Relative Socio-economic Advantage and Disadvantage

Score 1,062

Measures relative socio-economic advantage and disadvantage.

Within AustraliaDecile 9 of 10
Within New South WalesDecile 9 of 10

IRSD

Relative Socio-economic Disadvantage

Score 1,080

Measures relative socio-economic disadvantage only; a higher score means less disadvantage.

Within AustraliaDecile 9 of 10
Within New South WalesDecile 9 of 10

IER

Economic Resources

Score 1,088

Measures access to economic resources, including income, housing costs and assets.

Within AustraliaDecile 9 of 10
Within New South WalesDecile 8 of 10

IEO

Education and Occupation

Score 1,045

Measures relative education and occupation characteristics.

Within AustraliaDecile 9 of 10
Within New South WalesDecile 8 of 10

Scores are standardised across Australia to a mean of 1,000 and a standard deviation of 100. Deciles run from 1 (most disadvantaged) to 10 (least disadvantaged).

Source: ABS SEIFA 2021 (CC BY 4.0).

Terrain & hazard exposure

Median elevation
7 m
range 0–67 m
Land below 5 m
43%
21% below 2 m

Shares are the proportion of the suburb's land area. Land where Landsat saw water in at least 1% of clear passes since 1987, excluding permanent water and filtered by DEA's confidence layer. Satellites miss flood peaks, so this is a floor, not a risk estimate; dense high-rise cores can still register tower shadow as water. No flood map lodged in the NSW planning instruments for most of this suburb; most councils keep theirs in a development control plan. Designated for development control; a designation, not a prediction of fire behaviour. Elevation is orthometric height from a 30 m model; no hydrology or drainage is modelled.

Planning & zoning

Zoning mix (share of the suburb's land)
Show on map →
  • Conservation40%
  • Low-density residential35%
  • Open space & recreation16%
  • Infrastructure & special purpose2.9%
  • Rural0.5%
  • Centres & mixed use0.2%
  • General / medium / high-density residential0.2%

5.7% of the suburb sits outside any mapped zone (typically unzoned roads, water or land outside the scheme), so the shares add up to 94%.

Listed heritage places
1
items in the LEP heritage schedule
Max building height
8.5 m
typical, residential land
mapped on 76% of residential land
Floor space ratio
0.45:1
floor area allowed per m² of site
mapped on 76% of residential land
Minimum lot size
450 m²
to subdivide residential land

Planning instruments: Kiama Local Environmental Plan 2011; Shellharbour Local Environmental Plan 2013. Zones are grouped into ten families so states compare; the council's own scheme is the authority for any one lot. Height, floor space ratio and lot size are the NSW Local Environmental Plan standards: the area-weighted median over the residential-zoned land where the LEP maps that standard, given only where it maps it on at least half of that land; clause-based exceptions are not modelled. Listed-place counts follow each state's own list, so they do not compare across states. Source: NSW EPI Land Zoning; NSW EPI Heritage; NSW EPI Height of Buildings, Floor Space Ratio and Lot Size.

Local amenities

Schools
0
Supermarkets
0
Pubs & bars
0
Parks
10
Libraries
0
GP clinics
1
Pharmacies
1
Hospitals
0
Nearest supermarket
3.1 km
Nearest train
1.6 km
Nearest hospital
8.9 km
Distance to coast
1.0 km
NBN
FIXED LINE

Amenity counts via © OpenStreetMap contributors (ODbL) & Geoscience Australia HealthDirect (CC BY 4.0). Distance to coast derived from ABS state boundaries (CC BY 4.0).

Culture & community

Dominant religion
No religion · 43%
Top language at home
Macedonian · 0%
No religion
43%
Born overseas
13%
English only at home
96%

Schools by sector

Nearest secondary
4.3 km

School sector & type: ACARA (Australian Curriculum, Assessment and Reporting Authority), School Location dataset.

Local council

Council (LGA)
Kiama
Population
23,139 (2025) · -0.1% in a year
Area / density
258 km² · 90/km²
Council medians (2021)
age 48 · $1,834/wk household income · $485/wk rent
Council-wide house median (2023-24)
$1.5M
Federal grants
$2.37M in 2025-26 · $103/resident

Council boundaries and the suburb split: ABS ASGS LGA 2024, allocated by 2021 mesh block and weighted by Census 2021 residents. Population: ABS Estimated Resident Population 2025. Medians: ABS Census 2021. House median: ABS Data by Region, established-house transfers across the whole council, financial year 2023-24. Federal grants: Financial Assistance Grants, Dept of Infrastructure. ABS and Dept of Infrastructure data CC BY 4.0; council website from Wikidata (CC0).

Representation

Federal division
Gilmore
Federal MP
Fiona Phillips (ALP)
Two-party-preferred
Labor 55% 2PP
State electorate
Kiama
State MP
Gareth Ward (IND)

Crime & safety

Break-ins
159/100k
12th percentile
Car theft
116/100k
37th percentile
Property damage
379/100k
12th percentile
Violent crime
318/100k
2nd percentile

FY2024–25, 2-yr pooled. Recorded incidents: NSW Bureau of Crime Statistics and Research (BOCSAR); adjusted to the ABS Crime Victimisation Survey; ABS ERP population denominator. All CC BY 4.0. Percentile is the population-weighted rank among suburbs in the same state — higher means more reported crime. Ranks are never compared across states, because each police force counts offences under its own rules.

Sources: ABS ASGS boundaries (CC BY 4.0); ABS Census 2021 (CC BY 4.0); New South Wales Valuer-General settled transfers (CC BY 4.0); Australian Electoral Commission (CC BY 4.0); Geoscience Australia 1 Second DEM-S (CC BY 4.0); DEA Water Observations Statistics, Geoscience Australia (CC BY 4.0); NSW Environmental Planning Instrument — Flood, NSW Department of Planning (CC BY 4.0); NSW Bush Fire Prone Land, NSW Rural Fire Service (CC BY 4.0); NSW Environmental Planning Instrument — Land Zoning, NSW Department of Planning (CC BY); NSW Environmental Planning Instrument — Heritage, NSW Department of Planning (CC BY); NSW Environmental Planning Instrument — Height of Buildings, Floor Space Ratio and Minimum Lot Size, NSW Department of Planning (CC BY); Wikipedia state-member tables (CC BY-SA 4.0). Not financial advice.