IRSAD
Relative Socio-economic Advantage and Disadvantage
Score 883
Measures relative socio-economic advantage and disadvantage.
Within AustraliaDecile 1 of 10
Within VictoriaDecile 1 of 10
For state-level context, explore the Victoria economy.
Housing
Cobram
Victoria · Census 2021
$440k+8.6% yrmedian house · Dec 2025
Cobram is a dense inner suburb of Moira.
Median house price
$440k10th pctile
of 766 priced VIC suburbs
Household income
$1,026/wk12th pctile
of 2,844 VIC suburbs
Amenity score
66/10082nd pctile
of 1,338 rated VIC suburbs
Median house price
Rolling median of settled transfers, state Valuer-General open data (CC BY 4.0). Median of Victoria suburb medians: $765k.
How it compares
Median house price10th percentile
<$210k766 priced suburbs$2.9M+
Household income / wk12th percentile
<$599ABS Census 2021$3,249+
Median house price-48% vs Greater Melbourne · -30% vs Rest of Vic.
MelbourneRest of state
Greater Melbourne $850k · Rest of Vic. $625kCobram $440k
Percentiles rank this suburb against Victoria suburbs that carry the metric — never across states, and never against suburbs where it is missing. Price references are ABS median established-house transfer prices for the Mar 2026 quarter (CC BY 4.0); the suburb figure is a Valuer-General median over a different window, so read the gap as indicative. Income references are the Census 2021 median of the middle suburb in Victoria and nationally, not a household-weighted median.
People & housing
Population
6,148
Median age
48 yrs
Income / person / wk
$598
Household income / wk
$1,026
▼ 35% vs VIC
Median rent / wk
$250
Mortgage / month
$1,235
Who lives here
- Couples with children
- 19%
- −13 pts vs VIC
- Living alone
- 35%
- +9 pts vs VIC
- Unemployment
- 4%
- −1 pts vs VIC
- In the labour force
- 49%
- −14 pts vs VIC
- Bachelor degree or higher
- 9%
- −21 pts vs VIC
- Earning $1–$499 a week
- 32%
- +9 pts vs VIC
- Earning $2,000+ a week
- 4%
- −8 pts vs VIC
Households for the family mix, residents aged 15+ for work, education and income; unemployment is a share of the labour force. VIC figures weight each suburb by its dwellings or residents. ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.
Housing stock
2,516 occupied private dwellings
- Separate house 91%
- Flat or apartment 0%
- Semi, terrace & other 9%
VIC: 73% separate houses · 12% flats & apartments
- Owned outright 43%
- Mortgaged 25%
- Rented 28%
- Other & not stated 5%
VIC: 32% owned outright · 36% mortgaged · 29% rented
ABS Census 2021 (CC BY 4.0). Withheld for very small populations — under 100 residents, or under 50 dwellings, households or workers for the shares that count those.
Socio-economic profile
IRSD
Relative Socio-economic Disadvantage
Score 905
Measures relative socio-economic disadvantage only; a higher score means less disadvantage.
Within AustraliaDecile 1 of 10
Within VictoriaDecile 1 of 10
IER
Economic Resources
Score 932
Measures access to economic resources, including income, housing costs and assets.
Within AustraliaDecile 2 of 10
Within VictoriaDecile 1 of 10
IEO
Education and Occupation
Score 875
Measures relative education and occupation characteristics.
Within AustraliaDecile 1 of 10
Within VictoriaDecile 1 of 10
Scores are standardised across Australia to a mean of 1,000 and a standard deviation of 100. Deciles run from 1 (most disadvantaged) to 10 (least disadvantaged).
Source: ABS SEIFA 2021 (CC BY 4.0).
Terrain & hazard exposure
Median elevation
114 m
range 110–126 m
Land below 5 m
0%
0% below 2 m
Shares are the proportion of the suburb's land area. Land where Landsat saw water in at least 1% of clear passes since 1987, excluding permanent water and filtered by DEA's confidence layer. Satellites miss flood peaks, so this is a floor, not a risk estimate; dense high-rise cores can still register tower shadow as water. A statutory planning-control boundary, not a flood extent, and it can lag the latest flood study. Designated for development control; a designation, not a prediction of fire behaviour. The Building Regulations' Designated Bushfire Prone Area, the like-for-like of NSW Bush Fire Prone Land; the narrower Bushfire Management Overlay is a separate planning control. Elevation is orthometric height from a 30 m model; no hydrology or drainage is modelled.
Planning & zoning
Zoning mix (share of the suburb's land)
Show on map →- Rural68%
- Conservation11%
- Infrastructure & special purpose7.4%
- General / medium / high-density residential5.6%
- Industrial & employment3.1%
- Low-density residential2.8%
- Centres & mixed use1.2%
- Open space & recreation0.6%
- Waterways0.1%
In a heritage area
0.4%
conservation area / Heritage Overlay
Show on map →Planning instrument: Moira Planning Scheme. Zones are grouped into ten families so states compare; the council's own scheme is the authority for any one lot. Source: Vicmap Planning zones; Vicmap Heritage Overlay.
Local amenities
Schools
5
Supermarkets
3
Pubs & bars
3
Parks
8
Libraries
0
GP clinics
6
Pharmacies
2
Hospitals
1
Nearest supermarket
1.8 km
Nearest train
16.1 km
Nearest hospital
2.3 km
Distance to coast
221 km
Grocery mix: 1 Woolworths. Amenity counts via © OpenStreetMap contributors (ODbL) & Geoscience Australia HealthDirect (CC BY 4.0). Distance to coast derived from ABS state boundaries (CC BY 4.0).
Culture & community
- Dominant religion
- No religion · 32%
- Top language at home
- Italian · 2%
- No religion
- 32%
- Born overseas
- 18%
- English only at home
- 86%
Schools by sector
- Government / Catholic / Indep.
- 3 / 1 / 1
- Primary / Secondary
- 4 / 3
- Nearest secondary
- 1.4 km
School sector & type: ACARA (Australian Curriculum, Assessment and Reporting Authority), School Location dataset.
Local council
- Council (LGA)
- Moira
- Population
- 30,866 (2025) · +0.7% in a year
- Area / density
- 4,046 km² · 8/km²
- Council medians (2021)
- age 48 · $1,192/wk household income · $250/wk rent
- Council-wide house median (2023-24)
- $530k
- Federal grants
- $14.68M in 2025-26 · $476/resident
- Avg rates / property
- $1,908
- Operating result
- +9.2%
- Asset renewal
- 73%
- Website
- moira.vic.gov.au
Council boundaries and the suburb split: ABS ASGS LGA 2024, allocated by 2021 mesh block and weighted by Census 2021 residents. Population: ABS Estimated Resident Population 2025. Medians: ABS Census 2021. House median: ABS Data by Region, established-house transfers across the whole council, financial year 2023-24. Federal grants: Financial Assistance Grants, Dept of Infrastructure. Financials: VIC Local Government Performance Reporting 2024-25, Local Government Victoria. ABS, Dept of Infrastructure and Local Government Victoria data CC BY 4.0; council website from Wikidata (CC0).
Representation
- Federal division
- Nicholls
- Federal MP
- Sam Birrell (NP)
- Two-party-preferred
- Coalition 64% 2PP
- State electorate
- Ovens Valley
- State MP
- Tim McCurdy (NAT)
Comparable suburbs
Closest by median house price across VIC.
Similar suburbs
Closest demographic & amenity profile, nationally.
Sources: ABS ASGS boundaries (CC BY 4.0); ABS Census 2021 (CC BY 4.0); Victoria Valuer-General settled transfers (CC BY 4.0); ACARA School Locations (CC BY 4.0); © OpenStreetMap contributors (ODbL); Australian Electoral Commission (CC BY 4.0); Geoscience Australia 1 Second DEM-S (CC BY 4.0); DEA Water Observations Statistics, Geoscience Australia (CC BY 4.0); Vicmap Planning overlays, Department of Transport and Planning Victoria (CC BY 4.0); Designated Bushfire Prone Area, Department of Transport and Planning Victoria (CC BY 4.0); Vicmap Planning — Planning Scheme Zones, Department of Transport and Planning Victoria (CC BY 4.0); Vicmap Planning — Heritage Overlay, Department of Transport and Planning Victoria (CC BY 4.0); Wikipedia state-member tables (CC BY-SA 4.0). Not financial advice.