New South Wales economy · Lending indicators
New South Wales accounts for a large share of Australian housing finance, but borrower categories need not move together. The two commitment series show where the latest quarterly change sits within that split.
2 published series · abs-lending-indicators
lending.new_commitments.investor.nsw.seasadj
Latest value
$14.8B
Change from prior period
−$1.2B
from Oct 2025
lending.new_commitments.owner_occupier.nsw.seasadj
Latest value
$19.4B
Change from prior period
−$270M
from Oct 2025
Lending indicators record new housing-finance commitments reported by banks and other lenders during a period. The Australian Bureau of Statistics publishes these state series quarterly from lender-supplied administrative data, with state attribution based on the information attached to each commitment. The two series keep owner-occupier and investor lending side by side so a change in one borrower group is not mistaken for a change across all finance. Figures can be revised when lenders correct or reclassify submissions and when seasonal adjustment is updated; unusually large commitments or policy deadlines can also affect a quarter. A commitment is not necessarily cash already advanced, and these flows are different from the outstanding stock of credit, mortgage balances, applications that never proceed or property transaction counts. Values do not describe loan quality, affordability or future arrears. They are historical aggregates, not a forecast of housing prices, interest rates or lender and borrower outcomes.
Coarse operating-exposure bands are AI estimates based on public company information. Headquarters-only matches are withheld.
CBA Commonwealth Bank Of Australia.Banks
Significant operations exposure (estimate)
Basis: Large customer base and branch network
WBC Westpac BankingBanks
Significant operations exposure (estimate)
Basis: Large customer base and lending
NAB National Australia BankBanks
Significant operations exposure (estimate)
Basis: Large customer base and lending
WES WesfarmersConsumer Discretionary Distribution & Retail
Significant operations exposure (estimate)
Basis: Large store network and sales
Significant operations exposure (estimate)
Basis: Large customer and commercial banking base
EVN Evolution MiningMaterials
Majority of operations (estimate)
Basis: Cowal gold mine operations
TLS Telstra GroupTelecommunication Services
Significant operations exposure (estimate)
Basis: Sydney network, enterprise, major customers
Every chart reports its source, unit, frequency, adjustment and source licence from the economic-series catalogue. Latest periods may be preliminary or revised by the publisher. Historical data only; not a forecast or financial advice.
