Western Australia economy · Lending indicators

Western Australia lending indicators

Western Australia's lending cycle can diverge from eastern-state patterns as local housing and employment conditions change. These companion series trace how the available commitment categories contribute over time.

2 published series · abs-lending-indicators

lending.new_commitments.investor.wa.seasadj

New lending commitments — Investor

Latest value

$4.4B

Change from prior period

−$91M

from Oct 2025

Unit
aud
Frequency
Quarterly
Adjustment
Seasonally adjusted
Latest catalog period
Jan 2026
Source
abs-lending-indicators
Source licence
CC-BY-4.0

lending.new_commitments.owner_occupier.wa.seasadj

New lending commitments — Owner occupier

Latest value

$6.9B

Change from prior period

−$105M

from Oct 2025

Unit
aud
Frequency
Quarterly
Adjustment
Seasonally adjusted
Latest catalog period
Jan 2026
Source
abs-lending-indicators
Source licence
CC-BY-4.0

About lending indicators

Lending indicators record new housing-finance commitments reported by banks and other lenders during a period. The Australian Bureau of Statistics publishes these state series quarterly from lender-supplied administrative data, with state attribution based on the information attached to each commitment. The two series keep owner-occupier and investor lending side by side so a change in one borrower group is not mistaken for a change across all finance. Figures can be revised when lenders correct or reclassify submissions and when seasonal adjustment is updated; unusually large commitments or policy deadlines can also affect a quarter. A commitment is not necessarily cash already advanced, and these flows are different from the outstanding stock of credit, mortgage balances, applications that never proceed or property transaction counts. Values do not describe loan quality, affordability or future arrears. They are historical aggregates, not a forecast of housing prices, interest rates or lender and borrower outcomes.

ASX companies operating in Western Australia

Coarse operating-exposure bands are AI estimates based on public company information. Headquarters-only matches are withheld.

  • BHP Bhp GroupMaterials

    Majority of operations (estimate)

    Basis: Pilbara iron ore operations

  • FMG FortescueMaterials

    Majority of operations (estimate)

    Basis: Pilbara iron ore mines and ports

  • RIO Rio TintoMaterials

    Majority of operations (estimate)

    Basis: Pilbara iron ore operations

  • WDS Woodside Energy GroupEnergy

    Majority of operations (estimate)

    Basis: North West Shelf and Pluto LNG

  • NST Northern Star ResourcesMaterials

    Majority of operations (estimate)

    Basis: Kalgoorlie and Yandal gold operations

  • NEM NewmontMaterials

    Some operations exposure (estimate)

    Basis: Boddington gold mine operations

  • CBA Commonwealth Bank Of Australia.Banks

    Some operations exposure (estimate)

    Basis: Retail and business banking activity

  • PLS Pls GroupMaterials

    Majority of operations (estimate)

    Basis: Pilgangoora lithium-tantalum mining and processing

Back to the Western Australia economy overview

Every chart reports its source, unit, frequency, adjustment and source licence from the economic-series catalogue. Latest periods may be preliminary or revised by the publisher. Historical data only; not a forecast or financial advice.