Bendigo and Adelaide Bank
Bendigo and Adelaide Bank is an Australian financial institution providing a range of banking and financial services, including retail, business, and commercial banking. It operates with a community-focused banking model, differentiating itself through customer service and community engagement. The bank also offers services like mortgage distribution, funds management, and treasury.
Short position
Bendigo and Adelaide Bank (ASX:BEN) has 5.72% of its shares on issue reported as short positions as of 5 Oct 2026, or about 33,294,352 shares. Over the past 30 days that figure has risen 0.79 percentage points, and over 90 days it has risen 3.23 percentage points. Its highest recorded short interest was 9.96% in March 2020. BEN is classified in the Banks industry. All figures come from official ASIC short position reports, published with a four trading-day (T+4) delay.
Price & short interest
Toggle series, zoom, and compare · ASIC daily, T+4Bendigo and Adelaide Bank (BEN) financials
Results, ratios and statements
Latest result
Year to 30 Jun 2026 (FY26) vs FY25, figures in AUD, the reporting currency
- Revenue
- $1.98Bvs $1.91B (FY25)
- Yahoo Finance, as at 29 Sep 2026
- NPAT
- $375.1Mvs −$97.1M (FY25)
- Yahoo Finance, as at 29 Sep 2026
- EPS (diluted)
- $0.63vs −$0.17 (FY25)
- Yahoo Finance, as at 29 Sep 2026
- Rev YoY
- +3.4%FY
- EPS YoY
- n/aTTM
EPS: prior loss, now profit (growth is not meaningful against a loss).
Key ratios
Year to 30 Jun 2026 (FY); balance sheet at 30 Jun 2026; prices to 9 Oct 2026
- Gross margin
- n/m
- Operating margin
- n/m
- Net margin
- 19.0%
- FCF margin
- n/m
- ROE
- 5.6%
- ROA
- 0.4%
- FCF conversion
- n/m
- Net debt (excl. leases)
- n/m
- Net debt / EBITDA
- n/m
- Current ratio
- n/m
- Interest cover
- n/m
- Cash dividends paid / net profit
- 95.1%
- Market cap
- $5.94B
- P/E
- 16.4×
- P/B
- 0.9×
n/m: not meaningful for banks, insurers and other financials.
Ratios use the reporting currency (AUD); market cap is in AUD. Source: Yahoo Finance, as at 29 Sep 2026.
Financial statements
Figures in AUD, the reporting currency; Yahoo Finance unless marked
| Line item | FY26 | FY25 | FY24 | FY23 |
|---|---|---|---|---|
| Revenue | $1.98B | $1.91B | $2.02B | $1.90B |
| Interest expense | $2.96B | $3.34B | $3.10B | $1.77B |
| Pretax income | $554.9M | $105.3M | $797.2M | $724.8M |
| Tax | $179.8M | $202.4M | $252.2M | $227.8M |
| NPAT | $375.1M | −$97.1M | $545.0M | $497.0M |
| Net interest income | $1.73B | $1.65B | $1.64B | $1.64B |
| EPS basic | $0.66 | −$0.17 | $0.96 | $0.88 |
| EPS diluted | $0.63 | −$0.17 | $0.87 | $0.79 |
| Shares | 577.1M | 563.9M | 565.3M | 565.9M |
Financial reports
The company's own filings, newest first
- Annual Report to shareholdersAnnual Report24 Aug 2026via asx_announcements
- BEN FY26 Appendix 4EAnnual Results24 Aug 2026via asx_announcements
- FY26 Financial Results Announcement DetailsFinancial Report31 Jul 2026via asx_announcements
- BEN H1FY26 Appendix 4D & Half Year ResultsHalf Year Results16 Feb 2026via asx_announcements
- 2025 Climate Disclosure pdf, 2 MBFinancial Report31 Dec 2025via crawler
- Annual Financial Report 2025 pdf, 12.8 MBFinancial Report31 Dec 2025via crawler
- 2025 BEN Virtual Meeting Online Guide pdf, 222 KBFinancial Report31 Dec 2025via crawler
- Notice of AGM 2025 pdf, 453 KBFinancial Report31 Dec 2025via crawler
- FY25 - Appendix 4EAnnual Results25 Aug 2025via asx_announcements
- Annual Report to shareholdersAnnual Report25 Aug 2025via asx_announcements
Showing 10 of 17 reports