Pioneer Credit
- Short interest
- 0.00%
- 0.00 pp 30d
- as of 7 Aug 2026
- Reported shorts
- 792
- Shares on issue
- 189.055M
Pioneer Credit (PNC) financials
Results, ratios and statements
Latest result
Year to 30 Jun 2026 (FY26) vs FY25, figures in AUD, the reporting currency
- Revenue
- $102.5Mvs $93.1M (FY25)
- Yahoo Finance, as at 14 Oct 2026
- NPAT
- $23.1Mvs $6.7M (FY25)
- Yahoo Finance, as at 14 Oct 2026
- EPS (diluted)
- $0.15T (source: Derived: trailing 12 months at year end)vs $0.036 (FY25)
- Derived: trailing 12 months at year end, as at 14 Oct 2026
- Rev YoY
- +10.1%FY
- EPS YoY
- +298.1%TTM
- Derived: trailing 12 months at year end
Summary of FY26 Appendix 4E and Annual Report, 19 Aug 2026
Pioneer Credit reported FY26 revenue of $99.96 million, up 7%, and net profit after tax of $23.07 million, more than doubling from the prior year. No final dividend was declared for the year. The company highlighted strong operating output and disciplined cost management, with EPS rising to 14.53 cents from 4.41 cents.
Automated summary of the filing; the filing itself is the record.
Key ratios
Year to 30 Jun 2026 (FY); balance sheet at 30 Jun 2026; prices to 14 Oct 2026
- Gross margin
- n/m
- Operating margin
- n/m
- Net margin
- 22.5%
- FCF margin
- n/m
- ROE
- 32.0%
- ROA
- 5.5%
- FCF conversion
- n/m
- Net debt (excl. leases)
- n/m
- Net debt / EBITDA
- n/m
- Current ratio
- n/m
- Interest cover
- n/m
- Cash dividends paid / net profit
- n/a
- Market cap
- $99.6M
- P/E
- 4.3×
- P/B
- 1.2×
n/m: not meaningful for banks, insurers and other financials.
Ratios use the reporting currency (AUD); market cap is in AUD. Source: Yahoo Finance, as at 14 Oct 2026.
Financial statements
Figures in AUD, the reporting currency; Yahoo Finance unless marked
| Line item | FY26 | FY25 | FY24 | FY23 |
|---|---|---|---|---|
| Revenue | $102.5M | $93.1M | $65.7M | $77.5M |
| Gross profit | $102.5M | $93.1M | $65.7M | $77.5M |
| Operating income | $49.6M | $44.6M | $6.9M | $28.7M |
| EBITDA | $51.2M | $45.9M | $13.4M | $35.6M |
| EBIT | $49.6M | $44.4M | $11.6M | $33.3M |
| Interest expense | $26.5M | $37.8M | $43.0M | $33.2M |
| Pretax income | $23.1M | $6.7M | −$31.4M | $170.0K |
| Tax | $0 | $6.0K | −$21.4M | $4.0K |
| NPAT | $23.1M | $6.7M | −$10.0M | $166.0K |
| Net interest income | −$26.5M | −$37.9M | −$43.2M | −$33.7M |
| EPS basic | $0.15T (source: Derived: trailing 12 months at year end) | $0.044 | −$0.087 | $0.002 |
| EPS diluted | $0.15T (source: Derived: trailing 12 months at year end) | $0.036 | −$0.087 | $0.001 |
| Shares | 160.7M | 160.7M | 134.3M | 106.8M |
- Derived: trailing 12 months at year end
Financial reports
The company's own filings, newest first
- FY26 Appendix 4E and Annual ReportAnnual Results19 Aug 2026via asx_announcements
- Appendix 4D and Half-Year ReportHalf Year Results18 Feb 2026via asx_announcements
- FY25 Appendix 4E and Annual ReportAnnual Results27 Aug 2025via asx_announcements
- Appendix 4D and Half Year Report - 1HY25Half Year Results27 Feb 2025via asx_announcements
- FY24 Appendix 4E and Annual ReportAnnual Results30 Aug 2024via asx_announcements
- Appendix 4D and Half-Year ReportHalf Year Results29 Feb 2024via asx_announcements
- Release of 1H24 Financial ResultsFinancial Report22 Feb 2024via asx_announcements
- Annual ReportAnnual Reportvia crawler